Terms of Service

Welcome to Texas Merchant Services. These Terms of Service (“Terms”) govern your access to and use of our website, payment processing solutions, and related services provided to Texas-based businesses. By accessing our website or using our services, you agree to be bound by these Terms and all applicable laws and regulations. Please read them carefully to understand your rights and responsibilities as a client. If you do not agree to these Terms, do not use our website or services.

We reserve the right to update these Terms at any time. Updates will be posted on this page, and the “Effective Date” will reflect the latest revision. Your continued use of our services after changes are made constitutes your acceptance of the revised Terms. For questions, please contact our support team.

Acceptance of Terms

By accessing Texas Merchant Services or using our payment processing services, you confirm that you have read, understood, and agreed to these Terms. If you are accessing our services on behalf of a business or legal entity, you affirm that you are authorized to bind that entity to these Terms.

These Terms apply to all users, including business owners, employees, and representatives. You agree to use our services lawfully and in accordance with all applicable federal, state, and local regulations.

Eligibility and Registration

Our services are intended for legally registered businesses operating in the State of Texas. By registering, you represent that you are at least 18 years of age and capable of entering into a binding agreement.

During onboarding, you agree to provide accurate, complete, and current information about your business and its authorized representatives. You are responsible for keeping your account information up to date. Failure to do so may result in account suspension or termination.

Description of Services

Texas Merchant Services provides a range of solutions including merchant accounts, card processing, POS systems, and business support services designed for Texas businesses.

While we aim to provide uninterrupted service, we do not guarantee continuous availability. From time to time, services may be interrupted due to maintenance, technical issues, or unforeseen circumstances. We reserve the right to modify or discontinue any part of our services at any time, with or without notice.

Payment Processing, Fees, and Billing

Our platform enables you to accept major credit and debit card payments, as well as other electronic payment types. All applicable fees, equipment costs, and service charges will be disclosed prior to service activation and are detailed in your service agreement.

You are responsible for reviewing your monthly statements and making timely payments. Late fees, chargebacks, or returned payments may result in additional charges or suspension of service. We may update pricing or introduce new fees with reasonable notice.

Compliance and Prohibited Activities

You agree to comply with all laws and regulations, including but not limited to PCI DSS compliance, anti-money laundering laws, and consumer protection statutes.

You may not use our services for unlawful, fraudulent, or restricted activities such as money laundering, sale of prohibited goods, or financing of illegal activity. We reserve the right to suspend or terminate your account without notice if prohibited activity is suspected and may report violations to authorities.

Termination and Suspension

You may terminate your account with Texas Merchant Services at any time by providing written notice and paying any outstanding fees. We may suspend or terminate your account for violation of these Terms, non-payment, or suspected illegal activity.

Upon termination, access to services and equipment will end. You must return any company-owned devices and resolve outstanding financial obligations. Sections related to limitation of liability, intellectual property, and indemnification will remain in effect after termination.

Updates to Terms of Service

We may revise these Terms periodically. All updates will be posted on this page and become effective immediately unless otherwise stated. It is your responsibility to review the Terms regularly. Continued use of our website or services confirms your agreement to the latest version.

Contact Information

For any questions or concerns regarding these Terms of Service, please contact us through the information provided on our website.